TrueEarnings® Card from Costco and American Express
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
0%
(3 months)
13.99%
20.99%
20.99%
3%
Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
No Annual Fee with your paid Costco Membership.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
The flexibility to pay charges over time.
No Limit on the Cash Back earned.
IBERIABANK Visa® Gold Card
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
1.99%
(6 months)
13.75% -20.25%
13.75% -20.25%
5%*
$15-$35*
$0
Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
