The IBERIABANK philosophy is to exceed client satisfaction by
delivering unparalleled customer service at every point of contact. They
are committed to offering products and services customized to meet their clients
financial needs. They provide a comprehensive financial product line
including Retail, Commercial, Private Banking, Mortgage, Cash
Management, Online Banking and Investment services.
Their relationship-based approach to banking focuses on making decisions locally, close to their clients. Iberiabank recognizes that local decision making gives you more time for the things in life that matter most.
IBERIABANK is the 121-year-old subsidiary of IBERIABANK Corporation. With $5.1 billion in assets (as of March 31, 2008), IBERIABANK Corporation is the second largest bank holding company headquartered in Louisiana.
Pulaski Bank and Trust Company changes its name to IBERIABANK fsb. IBERIABANK in 2009. Corporation operates two bank subsidiaries: IBERIABANK and IBERIABANK fsb, formerly Pulaski Bank and Trust Company.
IBERIABANK credit cards are recommended for consumers with a good/excellent credit rating.
Cards
issued by Iberia Bank:
IBERIABANK Visa Platinum
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
1.99%
(6 months)
9.25%-15.25%
14.75% -21.25%
5% / $5
$15-$35*
$0
Apply for the IBERIABANK Visa Platinum Card!
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
IBERIABANK Visa Classic
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
1.99%
(6 months)
7.25% - 13.25%
12.75% - 19.25%
5% / $5
$15-$35*
$0
Apply for the IBERIABANK Visa Classic Card
No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
IBERIABANK Visa Gold
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
1.99%
(6 months)
9.25% - 15.25%
14.75% -21.25%
5% / $5
$15-$35*
$0
Apply for the IBERIABANK Visa Gold Card
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
IBERIABANK Visa Select
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
0%*
(12 months)
7.50% - 11.50%
12.75% -16.75%
5% / $5
$15-$35*
$35
Apply for the IBERIABANK Visa Select Card
Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
