Discover Financial Services, a business unit of Morgan Stanley (NYSE:MWD), operates the Discover® Card brands. We offer a variety of Cards to meet the needs of individual Cardmembers, including the Discover Classic Card, the Discover Gold Card, the Discover Platinum Card, The Miles Card from Discover Card and an array of affinity cards. Additional services include Discover CDs and Money Market Accounts, auto insurance and home loans.
| Discover® More Card – 15 months intro period |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%* |
11.99%-20.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Unlimited cash rewards that never expire
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners
- Flexible redemption options–Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash
- Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*View Discover® Card Rates, Fees, Rewards and Other Important Information. |
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| Discover® More Card – 18 Month Promotional Balance Transfer |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%*
(6 months) |
11.99%-20.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Unlimited cash rewards that never expire
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners
- Flexible redemption options–Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash
- Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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| Discover® Open Road Card – $150 Restaurant.com Gift Certificate |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%*
(6 months) |
11.99%-20.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 11.99% – 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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| Miles by Discover® Card |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%*
(6 months) |
10.99%-16.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- Earn up to $120 in travel rewards–1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% – 16.99%*
- No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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| Escape by Discover® Card |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%*
(6 months) |
10.99%-16.99% |
23.99% |
see terms |
see terms |
$60 |
 |
- Earn up to $250 in travel rewards–1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% – 16.99%*
- No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
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| Discover® MotivaSM Card |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 3.99%
(6 months) |
11.99%-20.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Unlimited cash rewards that never expire
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners
- Flexible redemption options–Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash
- Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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Discover student credit card offers
| Discover® Student Mix Tape Card |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%
(6 months) |
as low as 13.99% to 20.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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| Discover® Student Open RoadSM Card |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%
(6 months) |
as low as 13.99% to 20.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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| Discover® More Student Card |
| Rates |
Fees |
| Intro Rate |
APR |
Cash Adv. Rate |
Cash Adv. Fee |
Late Fee |
Annual Fee |
| 0%
(6 months) |
as low as 13.99% to 20.99% |
23.99% |
see terms |
see terms |
$0 |
 |
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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