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About Discover

Discover Financial Services, a business unit of Morgan Stanley (NYSE:MWD), operates the Discover® Card brands. We offer a variety of Cards to meet the needs of individual Cardmembers, including the Discover Classic Card, the Discover Gold Card, the Discover Platinum Card, The Miles Card from Discover Card and an array of affinity cards. Additional services include Discover CDs and Money Market Accounts, auto insurance and home loans.

Cards issued by Discover bank:

Discover® More (SM) Card - Monogram
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%*
(6 months)
10.99%-18.99% 23.99% see terms see terms $0
discover platinum credit card Apply today for the Discover® MoreSM Card - Monogram Collection!
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*
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Discover® More Credit Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%*
(6 months)
as low as 10.99% 23.99% see terms see terms $0
discover platinum credit card
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
apply for a credit card

Discover® Open Road Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%*
(6 months)
10.99%-18.99% 23.99% see terms see terms $0
discover platinum gas card
  • 0% Intro APR*
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
Apply for a credit card

Discover® More Clear Credit Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%*
(6 months)
10.99%-18.99% 23.99% see terms see terms $0
discover platinum clear card
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
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Miles by Discover® Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%*
(6 months)
10.99%-18.99% 23.99% see terms see terms $0
discover miles card
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases – personal and business
  • Unlimited Miles
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
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Discover® Motiva Credit Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
3.9%
(6 months)
10.99%-18.99% 23.99% see terms see terms $0
discover platinum credit card
  • Cash Rewards for your good credit management!*
  • 5% to 20% Cashback Bonus® at top online retailers
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • No annual fee
  • Free payment by phone
  • Online Account Access
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Discover® More American Flag Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(6 months)
as low as 10.99% 23.99% see terms see terms $0
discover platinum american flag credit card
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
apply for a credit card

Discover® More Wildlife Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(6 months)
10.99%-18.99% 23.99% see terms see terms $0
discover platinum wildlife card
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
apply for a credit card

Discover® More Card Sealife Collection
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(6 months)
10.99%-18.99% 23.99% see terms see terms $0
discover platinum wildlife card
  • Earn more cash in more ways than anyone else SM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR*
  • Choose Your Sealife Card Design
  • 100% Fraud Protection
  • Online Account Access and Bill Payment
  • Good Credit Required
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Student credit cards

Discover® Student Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Purchases
(6 months)
16.99% 23.99% see terms see terms $0
discover student classic card
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus and more at top retailers such as iTunes.com, Target.com, and Barnes & Noble.com through our exclusive online shopping site, ShopDiscover
  • 5% Cashback Bonus® in popular categories that change four times a year like travel, apparel, gas, restaurants, movies, and more*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire as long as you use your card
  • Build Your Credit History
  • No Annual Fee
  • $0 Fraud Liability Guarantee
  • Easy Online Account Management Tools
  • 100% Fraud Protection


apply for a credit card

Discover® Student Monogram Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Purchases
(6 months)
16.99% 23.99% see terms see terms $0
discover student tropical beach card
  • Choose your personalized card design
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus and more at top retailers such as iTunes.com, Target.com, and Barnes & Noble.com through our exclusive online shopping site, ShopDiscover
  • 5% Cashback Bonus® in popular categories that change four times a year like travel, apparel, gas, restaurants, movies, and more*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire as long as you use your card
  • Build Your Credit History
  • No Annual Fee
  • Easy Online Account Management Tools
  • $0 Fraud Liability Guarantee
apply for a credit card

Discover® Open RoadSM Card for Students
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Purchases
(6 months)
16.99% 23.99% see terms see terms $0
discover student tropical beach card
  • 0% Interest* on Purchases 6 months
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and everyday auto maintenance purchases*
  • Up to 1% Cashback Bonus on all other purchases*
  • Increase, even double, the value of your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or e-certificates from our 80 Cashback Bonus Partners
  • Easiest online account management options
  • $0 Fraud Liability Guarantee
  • No Annual Fee
apply for a credit card

Discover® Student Clear Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Purchases
(6 months)
16.99% 23.99% see terms see terms $0
Discover student clear card
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus and more at top retailers such as iTunes.com, Target.com, and Barnes & Noble.com through our exclusive online shopping site, ShopDiscover
  • 5% Cashback Bonus® in popular categories that change four times a year like travel, apparel, gas, restaurants, movies, and more*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire as long as you use your card
  • Build Your Credit History
  • No Annual Fee
  • $0 Fraud Liability Guarantee
  • Easy Online Account Management Tools
  • 100% Fraud Protection
  • Cool, Clear Design.

 

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Discover® Student Tropical Beach Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Purchases
(6 months)
16.99% 23.99% see terms see terms $0
discover student tropical beach card
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus and more at top retailers such as iTunes.com, Target.com, and Barnes & Noble.com through our exclusive online shopping site, ShopDiscover
  • 5% Cashback Bonus® in popular categories that change four times a year like travel, apparel, gas, restaurants, movies, and more*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire as long as you use your card
  • Build Your Credit History
  • No Annual Fee
  • $0 Fraud Liability Guarantee
  • Easy Online Account Management Tools
  • 100% Fraud Protection
  • Tropical Beach Design


apply for a credit card

Business credit cards

Discover® Business Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(12 months)
13.99% 22.99% see terms see terms $0
apply for Discover Business Card

No other card rewards you like the Discover® Business Card. Enjoy a 0% Introductory APR* on Balance Transfers and Card Purchases for 12 months and earn 5% Cashback Bonus® on office supplies, 2% Cashback Bonus® on gas and up to 1% Cashback Bonus® on all other purchases*. Plus, pay no annual fee. APPLY NOW!

  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, and up to 1% on all other purchases
  • No Annual Fee
  • Fee-free Purchase checks that earn Cashback Bonus® to pay merchants who don't accept credit cards
  • Free employee cards with customizable limits and monthly reporting on their spending
apply for a credit card

Discover® Business Miles Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(12 months)
as low as 13.99% 22.99% see terms see terms $0

Sign up for a Discover® Business Miles Card today and enjoy a 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers. Plus, get 12,000 Bonus Miles*. There is no annual fee and you can earn Double Miles on travel and gas. Plus, travel with no restrictions – book any airline, any date, any seat. APPLY NOW!

  • 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers.
  • 12,000 Bonus Miles*
  • No annual fee
  • Earn Double Miles on travel and gas*
  • Travel with no restrictions – book any airline, any date, any seat
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*View Rates, Fees, Rewards and Other Important Information

 

 

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