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About Citibank / Citigroup

Citigroup Inc. is today’s pre-eminent financial services company, with some 200 million customer accounts in more than 100 countries. Their history dates back to the founding of Citibank in 1812, Bank Handlowy in 1870, Smith Barney in 1873, Banamex in 1884, and Salomon Brothers in 1910.

Other major brand names under Citigroup's trademark red umbrella include Citi Cards, CitiFinancial, CitiMortgage, CitiInsurance, Primerica, Diners Club, Citigroup Asset Management, The Citigroup Private Bank, and CitiCapital.

The Citigroup timeline (1998-present) represents major events since Citicorp and Travelers merged in 1998. The global presence chart provides information about the establishment of Citigroup and its predecessors in the countries and territories where they do business.

 

Cards issued by Citibank:

Consumer credit cards

Citi® Platinum Select® Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(up to 12 months)
as low as 9.49% 22.49% 3% $15+ $0
Citi platinum select card
With the Citi® Platinum Select® card comes the added protection of Citi® Identity Theft Solutions, $0 liability on unauthorized purchases, and secure, free online account management.
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No balance transfer fees with this offer
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management


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Citi® Diamond Preferred® Rewards Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(up to 12 months)
as low as 9.49% 22.49% 3% $15+ $0
Citi diamond prefered rewards card

Earn points for all kinds of rewards: home, electronics, sports, dining, travel, the list goes on. There's no fee to participate and the points are easy to earn and easy to redeem.

  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee
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Citi CashReturnsSM Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
10.49% 22.49% 3% $15+ $0
Citi diamond prefered rewards card
  • Earn 5% cash back on ALL purchases for 3 months
  • Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months
  • NO LIMIT and NO EXPIRATION on the amount of cash back you can earn
  • Checks will be sent automatically every time you earn $50 - no calling necessary
  • 0% APR* on balance transfers for 12 months
  • No Annual Fee
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Citi® Dividend Platinum Select® Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(up to 12 months)
12.24% 22.49% 3% $15+ $0
Citi diamond prefered rewards card
  • Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • 0% APR* on Balance Transfers for 12 months
  • No Annual Fee
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Citi PremierPass(SM) Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
13.49% 22.49% 3% $15+ $0
Citi PremierPass card
  • 5,000 bonus points after your first purchase is made within 60 days of account opening
  • No annual fee
  • Low APR on balance transfers for 12 months
  • Earn 1 Flight Point for every 3 miles you fly on any airline— or anyone else whose ticket you buy with the card.
  • Earn 1 Purchase Point for all purchases
  • ThankYou Network
  • Balance transfer fee applies with this offer


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Citi® Driver's Edge® Options Platinum Select® Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
13.49% 22.49% 3% $15+ $0
Citi® Driver's Edge® Platinum Select® Card
  • The Citi® Driver's Edge® Platinum Select® Card earns you automotive rebates on your everyday purchases. Use your rebates toward a new or used car – or service, repair or maintenance on your current car.
    • 6% cash back on select purchases for the first 12 months, then 3% cash back on select purchases
    • 1% cash back on other purchases
    • Driver rebates $.01/mile -rebates toward the purchase or lease of any new or used vehicle, or on auto service, repair and maintenance
    • Low APR on balance transfers
    • No annual fee
    • Apply online
    • Balance transfer fee applies with this offer


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Citi® Platinum Select® / AAdvantage® World MasterCard®
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
n/a 17.49% 22.49% 3% $15+ NO ANNUAL FEE for 12 months!²
Citi® Platinum Select® / AAdvantage® World MasterCard®
  • Earn 15,000 AAdvantage® Bonus Miles after your first purchase with the card*
  • Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases*
  • No blackout dates for AAdvantage award travel on select carriers*
  • Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
  • AAdvantage® miles may never expire*
  • Reduced Mileage Awards*
  • No pre-set spending limit*


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Citi® Gold® / AAdvantage® World MasterCard®
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
n/a 17.49% 22.49% 3% $15+ $0
(first year)
Citi® Gold® / AAdvantage® World MasterCard® Get more out of life with the Citi® Gold / AAdvantage® World MasterCard®
  • Earn 12,500 AAdvantage® bonus miles after your first purchase with the card*
  • NO ANNUAL FEE for 12 months!*
  • Earn 1 American Airlines AAdvantage mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
  • No blackout dates for AAdvantage award travel on American Airlines, American Eagle & AmericanConnection® carriers*
  • AAdvantage miles may never expire*
  • Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
  • Reduced Mileage Awards – 5,000 fewer AAdvantage miles to select destinations
  • No pre-set spending limit*
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Citi® Bronze® / AAdvantage® MasterCard®
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
n/a 17.49% 22.49% 3% $15+ $0
Citi® Bronze® / AAdvantage® MasterCard®
  • Earn 5,000 AAdvantage bonus miles after your first purchase with the card
  • No annual fee for your card or for American Airlines AAdvantage(r) program membership
  • Earn 1 AAdvantage(r) mile for every $2 you spend on eligible purchases
  • up to 25,000 miles per year
  • No blackout dates for AAdvantage(r) award travel on American Airlines, American Eagle & AmericanConnection(r) carriers
  • Redeem AAdvantage(r) miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide
  • AAdvantage(r) miles may never expire
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Citi® ProfessionalSM Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
P+5.99% 22.49% 3% $15+ $0
Citi® ProfessionalSM Card

Still using your personal credit card for work-related expenses? This is the perfect card for you: The Citi® Professional Card. It offers a 0% APR on balance transfers for 9 months from the date of first transfer, plus you receive 10,000 bonus Thank You points with first purchase that can then be redeemed for a $100 gift card! Also: A unique Online Expense Reporting Tool that helps you use your online statement to customize reports for billing or reimbursement.

  • Plus get 10,000 bonus ThankYou Points after your first purchase that can then be redeemed for a $100 gift card.
  • Get 3 ThankYou Points for every dollar you spend at restaurants, gas stations, on auto rentals and at certain office supply merchants and get 1 point for every dollar you spend on other purchases**
  • Redeem your points for: air travel, statement credit, gift cards and certificates, merchandise or create your own reward.
  • A unique Online Expense Reporting Tool that helps you use your online statement to customize reports for billing or reimbursement
  • No balance transfer fee with this offer*


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Citi® Home Rebate Platinum Select® MasterCard®
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
P+3.99% 22.49% 3% $15+ $0
Citi® Home Rebate Platinum Select® MasterCard® Help pay off your mortgage faster with the Citi® Home Rebate Platinum Select® MasterCard®. Everyday purchases will give you a 1% rebate toward your mortgage principal.
  • 6% rebate on select purchases for the 1st 6 months; 1% after on all other purchases
  • No limit on the amount of your rebate
  • Rebates applied to your mortgage principal each year
  • Works with any mortgage
  • No annual fee
  • $0 liability on unauthorized charges
  • Fraud Early Warning, The Lost Wallet® Service, and NOW Citi® Identity Theft Solutions
  • Balance transfer fee applies with this offer

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Citi AT&T Universal Savings Platinum Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
as low as 11.49% 22.49% 3% $15+ $0
Citi AT&T Universal Platinum Card Now there's a card that offers more of the privileges you deserve—the new AT&T Universal Platinum Card. It gives you a 0% APR on balance transfers for 12 months*, so you have more ways to manage your finances and save. Plus, it comes with special benefits that make life a little easier.
  • Up to 10% savings for the first 12 months on AT&T purchases
  • 0% APR* on Balance Transfers for 12 months
  • No Annual Fee
  • Plus AT&T calling benefits:  Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
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Citi AT&T Universal Savings & Rewards Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
as low as 13.49% 22.49% 3% $15+ $0
Citi AT&T Universal Rewards Card - Up to 10% savings for the first 12 months on AT&T purchases
- 1 ThankYou Point for every dollar you spend on non-AT&T purchases
- 0% APR* on Balance Transfers for 12 months
- No Annual Fee
- Plus AT&T calling benefits:  Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
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Hilton HHonors® Visa® Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
2.99% Balance Transfer
(6 months)
P+5.49% 22.49% 3% $15+ $0
Citi Hilton HHonors Visa card
  • Receive 15,000 Hilton HHonors bonus points after first purchase. Equals to 2 night’s stays at participating Hilton Hotels.
  • 3 HHonors bonus points for every $1 spent on Hilton purchases, plus 2 HHonors bonus points for each dollar spent on net purchases
  • Double Dip and receive both Hilton HHonor points and airline miles for the same stay.
  • Complimentary Silver VIP membership for first year of card membership
  • 2.99% intro APR on purchases and balance transfers for 6 months
  • No annual fee


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Upromise® Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfer
(12 months)
P+5.99% 22.49% 3% $15+ $0
Citi® Upromise® Card
  • Get 1% in college savings from Citi everywhere you shop – up to $300 per year
  • 10% college savings on many grocery and drugstore purchases at participating stores
  • 2% college savings on gas at Exxon and Mobil locations
  • Citi® Indentity Theft Solutions and Online Fraud Protection
  • $0 liability on unauthorized charges
  • No annual fee
  • Balance Transfer Offer – 0% APR for 12 months
  • Balance transfer fee applies with this offer


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Student credit cards

Citi® Driver's Edge® Card for College Students
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(6 months)
Prime +9.99% 22.49% 3% $15+ $0
Citi® Driver's Edge® Card for College Students

School's hard. Getting this card is not.

  • 0% APR* for 6 months on purchases,cash advances, and balance transfers
  • Earn rebates towards any car, new or used**
  • Build your credit history
  • Free online account management
  • $0 liability on unauthorized purchases
  • No balance transfer fee applies with this offer
  • No annual fee

 

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Citi® Platinum Select® Card for College Students
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(6 months)
Prime + 9.49% 22.49% 3% $15+ $0
Citi® Platinum Select® Card for College Students

Your Citi® Platinum Select® Visa® Card for College Students can help. In fact, with great benefits such as 0% APR on purchases, cash advances and balance transfers for 6 months1, it’s the perfect way to build your credit. You’ll also enjoy no annual fee, acceptance at millions of locations and more. Plus, there’s no minimum income or cosigner required—so it’s easy to get your Citi® Platinum Select® Visa® Card.

And that’s not all, because when you visit Student.CitiCards.com you’ll receive big discounts at some of your favorite stores. It’s only for students, and only when you use your Citi Card.

Your new card also comes with free credit education tips and tools to help you control your spending every step of the way.

No balance transfer fee applies with this offer

 

 

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Citi® mtvU™ Platinum Select® Visa® Card for College Students
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0%
(6 months)
Prime +9.49% 22.49% 3% $15+ $0
Citi® mtvU™ Platinum Select® Visa® Card for College Students

Get rewarded for good grades and wise credit. We'll help you start to build a strong financial future by rewarding you for a good GPA, paying your bill on time, and staying under your credit limit. The Citi mtvU card is part of Thank You Redemptions Network® from Citi. So you can redeem your points for amazing rewards like airline tickets, CDs, and gift cards. Plus, as a Citi mtvU card holder, you can redeem your points for exclusive mtvU items like VIP Passes to mtvU's Spring Break, tour of the mtvU Studio and even tickets to MTV's Music Video Awards.

  • No Annual Fee
  • 0% Introductory Rate for six months*
  • Get rewarded for good grades and wise credit
  • No balance transfer fee applies with this offer

 

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Business credit cards

CitiBusiness PremierPass(sm) Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfers
(12 months)
Prime + 5.99% 22.49% 3% $15+ $0
citi premier pass business credit card

Fly whichever. Buy whatever. No Business Rewards card like it. Ever.

  • 15,000 Bonus points after first purchase with the card
  • Free, unlimited companion travel*
  • 1 point for every $1 spent on purchases and 1 point for every mile flown on any airline*
  • 3 points for every $1 spent on certain business purchases*
  • Redeem for almost any reward, including flights free from blackout dates
  • 0% APR on Balance Transfers for 12 months†
  • $0 Annual Fee for first year / $75 thereafter†
  • No balance transfer fee applies with this offer.


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CitiBusiness® Platinum Select Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% on Purchases and Balance Transfers (12 months) Prime + 2.99% 22.49% 3% $15+ $0
Citi Business Card

Running your own business is never easy, so that is why we have created the CitiBusiness® Card. It's the card designed with small businesses in mind. The CitiBusiness Card helps you save time and money, and who doesn't need a little more of that?

O% APR on balance transfers for 12 months*

  • The 0% APR on balance transfers does not apply to cash advances.
  • The 0% APR may increase if you default under any Card Agreement with us or fail to make payments to another creditor when due.
  • We apply your payments to low APR balances before higher APR balances.

Addition cards for employees with credit limits you set. No annual fee.

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CitiBusiness® Card ThankYou Network(sm)
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
0% Balance Transfers
(12 months)
Prime + 4.99% 22.49% 3% $15+ $0
Citi Business card ThanksYou Network O% APR on balance transfers for 12 months*
  • The 0% APR on balance transfers does not apply to purchases or cash advances.
  • The 0% APR may increase if you default under any Card Agreement with us or fail to make payments to another creditor when due.
  • We apply your payments to low APR balances before higher APR balances.
  • No balance transfer fee applies with this offer.
No annual fee. 10,000 ThankYou Points after your first purchase. 3 ThankYou Points for every dollar you spend on eligible business purchases. Quarterly and annual account summaries. Free additional cards for employees with credit limits you set.
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Citi® Platinum Select® / AAdvantage® Business Card
Rates Fees
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Annual Fee
  Prime + 9.99% 22.49% 3% $15+ $0
(12 months)
Citi Business Platinum Select / AAdvantage card

Get more out of life with the CitiBusiness® / AAdvantage® card. Earning AAdvantage® miles has never been easier. The CitiBusiness® / AAdvantage® card turns all your business purchases into miles for travel on 25 of the world's top airlines, luxury hotels, and car rentals.

Earn 20,000 American AAdvantage® bonus miles after your first purchase. No annual fee for the first 12 months. No blackout dates on AAdvantage® aware travel. AAdvantage® miles may never expire.


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*See Card Terms & Conditions

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Citibank credit cards