Since its founding in 1850, American Express has conducted business
according to several guiding principles that over the years have become
inextricably linked with the company’s brand, products, services
and – perhaps most notably – its people. Generations before
the phrase “company values” entered the corporate lexicon,
American Express employees across the organization were demonstrating
the same core principles upheld by the company today:
Customer Commitment - They develop relationships that
make a positive difference in their customers’ lives.
Quality - They provide outstanding products and unsurpassed
service that, together, deliver premium value to their customers.
Integrity - They uphold the highest standards of integrity
in all of their actions.
Teamwork - They work together, across boundaries,
to meet the needs of their customers and to help the company win.
Respect for People - They value their people, encourage
their development and reward their performance.
A Will to Win - They exhibit a strong will to win
in the marketplace and in every aspect of their business.
Personal Accountability - The are personally accountable
for delivering on their commitments.
American Express operates in over 130 countries around the globe.
Cards
issued by American Express
Consumer credit cards
Blue from American Express®
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
-
as low as
10.24%
21.24%
3%
$15
$0
No Annual Fee
Low Balance Transfer APR — 2.99% for 12 months
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.
Blue Cash from American Express®
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
-
as low as 11.24%
20.99%
3%
$30
$0
Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
Low Balance Transfer APR - 2.99% for 12 months
Express Approval. Get a decision in less than 60 seconds.
Platinum Credit Card from American Express
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
n/a
n/a
n/a
n/a
n/a
Earn 25,000 Membership Rewards® bonus points when you spend $1,000 by 5/31/08 - Redeemable for one round-trip domestic airline ticket!
No Pre-set Spending Limit
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
American Express® Preferred Rewards Gold Card
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
n/a
n/a
n/a
n/a
n/a
FREE - 1st year
Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
No Pre-Set Spending Limit
No annual fee for the first year - $125 Thereafter
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.
The Delta Reserve Credit Card
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
n/a
13.99%
20.99%
20.99%
3%
$0
(1st year)
Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase
Built-in Miles BoostSM— earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club® access for you and two guests
Access to American Express® Concierge Services
Pay with Miles— pay for all or part of any Delta flight with your miles
Platinum Delta SkyMiles® Credit Card
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
n/a
13.99%
20.99%
20.99%
3%
Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
Blue Sky® from American Express
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
-
as low as 11 .24%
3%
$30
$0
Low Balance Transfer APR - 2.99% for 12 months
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.
TrueEarnings® Card from Costco and American Express
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
0%
(3 months)
13.99%
20.99%
20.99%
3%
0
Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
No Annual Fee with your paid Costco Membership.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
The flexibility to pay charges over time.
No Limit on the Cash Back earned.
Starwood Preferred Guest® Credit Card from American Express
Rates
Fees
Intro Rate
APR
Cash Adv. Rate
Cash Adv. Fee
Late Fee
Annual Fee
2.90%
(6 months)
13.99%
20.99%
3%
$15+
$0
(first year, $45 after)
Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
