Since its founding in 1850, American Express has conducted business according to several guiding principles that over the years have become inextricably linked with the company’s brand, products, services and – perhaps most notably – its people. Generations before the phrase “company values” entered the corporate lexicon American Express employees across the organization were demonstrating the same core principles upheld by the company today:

Customer Commitment – They develop relationships that make a positive difference in their customers’ lives.

Quality – They provide outstanding products and unsurpassed service that, together, deliver premium value to their customers.

Integrity – They uphold the highest standards of integrity in all of their actions.

Teamwork – They work together, across boundaries, to meet the needs of their customers and to help the company win.

Respect for People – They value their people, encourage their development and reward their performance.

A Will to Win – They exhibit a strong will to win in the marketplace and in every aspect of their business.

Personal Accountability – The are personally accountable for delivering on their commitments.

American Express operates in over 130 countries around the globe.

TrueEarnings® Card from Costco and American Express
Rates			Fees
Intro Rate	APR	Cash Adv. Rate	Cash Adv. Fee	Late Fee	Annual Fee
0% (6 months)	15.24%	25.24%	$5 / 3%	up to $35	$0
American Express(R) Card and Costco Membership Card in one – with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

Delta Reserve Credit Card
Rates			Fees
Intro Rate	APR	Cash Adv. Rate	Cash Adv. Fee	Late Fee	Annual Fee
n/a	14.50%	25.24%	$5 / 3%	up to $35	$450
Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year Annual complimentary First-Class companion ticket with Card renewal Delta Sky Club(TM) access for you and your guests Check your first bag free on every Delta flight Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express